:root{--ground:#f5f6f8;--paper:#fff;--ink:#172238;--muted:#56627a;--rule:#dde1e8;--accent:#1f5f7a;--accent-ink:#fff;--hl:#f4e7a6;--hl-ink:#3b3208;--serif:Georgia,"Times New Roman",serif;--sans:system-ui,-apple-system,"Segoe UI",sans-serif}
@media(prefers-color-scheme:dark){:root{--ground:#10151f;--paper:#171e2b;--ink:#e6eaf2;--muted:#9aa6bb;--rule:#2a3446;--accent:#6fb3cf;--accent-ink:#0c1520;--hl:#4a4217;--hl-ink:#f6eaa9}}
*{box-sizing:border-box}
body{margin:0;background:var(--ground);color:var(--ink);font:16px/1.7 var(--sans);padding:0 20px 40px}
.wrap{max-width:1080px;margin:auto}
a{color:var(--accent);text-underline-offset:3px}
:focus-visible{outline:2px solid var(--accent);outline-offset:4px}
.skip{position:absolute;left:-9999px}.skip:focus{left:20px;top:10px;background:var(--paper);padding:10px;z-index:1}
.top{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;padding:24px 0;border-bottom:1px solid var(--rule)}
.mark{font:600 1.12rem/1.4 var(--serif);text-decoration:none;color:var(--ink)}
nav{display:flex;flex-wrap:wrap;gap:12px 20px;font-size:.9rem}nav a[aria-current=page]{font-weight:700}
.intro{max-width:800px;padding:52px 0 36px;display:grid;gap:18px}
.label{font-size:.75rem;font-weight:600;text-transform:uppercase;letter-spacing:.09em;color:var(--muted);margin:0}
h1,h2,h3{font-family:var(--serif);text-wrap:balance;line-height:1.2;letter-spacing:-.015em}
h1{font-size:clamp(2rem,5vw,3.1rem);margin:0}h2{font-size:1.65rem;margin:0 0 16px}h3{font-size:1.1rem;margin:0 0 8px}
.lede{font-size:1.15rem;color:var(--muted);margin:0;max-width:65ch}
.layout{display:grid;grid-template-columns:220px minmax(0,1fr);gap:48px;align-items:start}
.contents{border-top:1px solid var(--rule);padding-top:18px;display:grid;gap:10px;font-size:.9rem}.contents p{margin:0 0 4px;font-weight:600}.contents a{display:block}
article{min-width:0;max-width:740px}section{padding:28px 0;border-top:1px solid var(--rule);scroll-margin-top:20px}
p{margin:0 0 16px}p:last-child{margin-bottom:0}ul,ol{padding-left:22px;margin:12px 0}li{margin:8px 0}
.callout{background:var(--paper);border:1px solid var(--rule);border-left:4px solid var(--accent);border-radius:4px;padding:20px;margin-bottom:28px}
.callout p{margin:0}.callout strong{display:block;margin-bottom:8px}
.cards{display:grid;grid-template-columns:1fr 1fr;gap:16px}.card{background:var(--paper);padding:20px;border:1px solid var(--rule);border-radius:4px}.card p{font-size:.95rem;color:var(--muted)}
.example{background:var(--paper);border:1px solid var(--rule);border-radius:4px;padding:22px}.example .label{margin-bottom:12px}.formula{background:var(--hl);color:var(--hl-ink);padding:12px 16px;font-variant-numeric:tabular-nums;border-radius:4px}
.table-scroll{overflow-x:auto}table{width:100%;border-collapse:collapse;font-size:.92rem}caption{text-align:left;font-weight:600;padding-bottom:10px}th,td{text-align:left;border-bottom:1px solid var(--rule);padding:10px 8px;vertical-align:top}thead th{font-size:.8rem;color:var(--muted)}td:last-child{font-variant-numeric:tabular-nums}
.note{font-size:.9rem;color:var(--muted);margin-top:16px}.btn{display:inline-block;background:var(--accent);color:var(--accent-ink);text-decoration:none;border-radius:6px;padding:12px 20px;font-weight:600;margin-top:16px}
.sources{font-size:.9rem;color:var(--muted)}footer{border-top:1px solid var(--rule);margin-top:44px;padding-top:22px;font-size:.84rem;color:var(--muted);display:grid;gap:8px}footer p{margin:0}
.report-preview{margin:24px 0}.report-preview img{display:block;width:100%;height:auto;border:1px solid var(--rule);background:#fff}.report-preview figcaption{font-size:.85rem;color:var(--muted);margin-top:8px}
#sample-report>.label{margin-bottom:10px}.report-signup{padding:24px;background:var(--paper);border:1px solid var(--rule);border-radius:6px}.report-signup h3{font-size:1.4rem}.report-signup label{display:block;font-weight:600;margin-bottom:6px}.report-fields{display:flex;gap:12px;align-items:stretch}.report-fields input{min-width:0;flex:1;width:100%;padding:12px;border:1px solid var(--muted);border-radius:6px;background:var(--ground);color:var(--ink);font:inherit}.report-fields .btn{font:600 .95rem var(--sans);margin:0;border:0;cursor:pointer;white-space:nowrap}.report-fields :disabled{opacity:.65;cursor:not-allowed}.report-trap{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.report-again{font:inherit;background:none;border:0;padding:0;color:var(--accent);text-decoration:underline;cursor:pointer;margin-top:16px}#report-note:empty{display:none}
@media(max-width:600px){.report-fields{flex-direction:column}.report-signup{padding:18px}.report-fields .btn{min-height:48px}}
@media(max-width:800px){.layout{grid-template-columns:1fr;gap:28px}.contents{display:flex;flex-wrap:wrap;gap:10px 20px}.contents p{flex-basis:100%}.intro{padding-top:36px}}
@media(max-width:520px){body{padding-inline:16px}.cards{grid-template-columns:1fr}.example{padding:16px}.top{align-items:start}nav{gap:10px 16px}}
@media print{.top,.contents,.btn,.skip{display:none}body{background:#fff;color:#000}.layout{display:block}article{max-width:none}section{break-inside:avoid}}
.picker{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,260px),1fr));gap:10px;list-style:none;padding:0;margin:0}.picker li{margin:0}.picker a{display:block;height:100%;background:var(--paper);border:1px solid var(--rule);border-radius:6px;padding:12px 14px;text-decoration:none;color:var(--ink);font-weight:600;line-height:1.4}.picker a:hover{border-color:var(--accent)}.picker span{display:block;font-weight:400;font-size:.85rem;color:var(--muted);margin-top:4px}
.situations{display:grid;grid-template-columns:repeat(auto-fill,minmax(min(100%,320px),1fr));gap:16px}.situation{background:var(--paper);border:1px solid var(--rule);border-radius:4px;padding:20px;display:flex;flex-direction:column;scroll-margin-top:20px}.situation:target{border-color:var(--accent);box-shadow:0 0 0 2px var(--accent)}
.situation .called,.situation .starts{font-size:.9rem;color:var(--muted)}.situation ul{font-size:.95rem;margin-top:0}.situation .fit{font-size:.88rem;font-weight:600;border-top:1px solid var(--rule);padding-top:12px;margin:auto 0 0}.situation .fit span{display:block;font-weight:400;color:var(--muted)}
.choose{display:block;text-align:center;margin-top:14px;background:var(--accent);color:var(--accent-ink);text-decoration:none;border-radius:6px;padding:10px 16px;font-weight:600}
.page-section{padding:36px 0;border-top:1px solid var(--rule)}.page-section>p{max-width:70ch}
.visually-hidden{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}
.warn{font-size:.9rem;background:#fbeee2;color:#7a3b12;padding:10px 12px;border-radius:6px}
@media(prefers-color-scheme:dark){.warn{background:#2e1f14;color:#f0b48a}}
#workup-form,.calc-inputs{background:var(--paper);border:1px solid var(--rule);border-radius:6px;padding:24px;display:grid;gap:16px}
#workup-form label,.calc-inputs label,.calc-inputs legend{font-size:.88rem;font-weight:600;line-height:1.4}
#workup-form input[type=text],#workup-form input[type=email],#workup-form select,#workup-form textarea,.calc-inputs input[type=text]{display:block;width:100%;margin-top:5px;font:400 1rem var(--sans);color:var(--ink);background:var(--ground);border:1px solid var(--muted);border-radius:5px;padding:10px}
#workup-form textarea{resize:vertical;min-height:96px}#workup-form .btn{border:0;cursor:pointer;font:600 1rem var(--sans);margin:0;justify-self:start}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.form-note{font-size:.84rem;color:var(--muted)}
output.sent{display:block;background:var(--paper);border:1px solid var(--rule);border-radius:6px;padding:24px}
.contact{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);grid-template-areas:"ways form" "more form";gap:28px 48px;align-items:start;padding-bottom:20px}
.contact-ways{grid-area:ways;display:grid;gap:20px}.contact-more{grid-area:more;display:grid;gap:28px}.contact-more h2{font-size:1.25rem;margin-bottom:8px}.contact-more ol{margin-top:0}
section.contact-form{grid-area:form}section.contact-form,section.calc{border-top:0;padding-top:0}
.contact-email{background:var(--paper);border:1px solid var(--rule);border-left:4px solid var(--accent);border-radius:4px;padding:20px}
.contact-email a{display:inline-block;font:600 clamp(1.2rem,4vw,1.5rem)/1.3 var(--serif);overflow-wrap:anywhere;margin:6px 0 10px}.contact-email p:last-child{color:var(--muted);font-size:.95rem}
.contact-form h2{font-size:1.25rem;margin-bottom:12px}
.calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.15fr);gap:32px;align-items:start;padding:0 0 32px}
.calc-inputs fieldset{border:0;padding:0;margin:0;min-width:0;display:grid;grid-template-columns:1fr 1fr;gap:10px 14px}.calc-inputs legend{padding:0;margin-bottom:6px;font-family:var(--serif);font-size:1rem}
.calc-inputs .opts{grid-column:1/-1;display:flex;gap:20px}.calc-inputs .opts label{font-weight:400;display:flex;gap:8px;align-items:center}
.calc-more summary{cursor:pointer;font-size:.9rem;color:var(--accent)}.calc-more label{margin-top:10px;display:block}.calc-inputs .note{margin:0}
.calc-result{background:var(--paper);border:1px solid var(--rule);border-radius:6px;padding:24px;min-height:200px}.calc-result .label{margin-bottom:12px}
.calc-error{background:#fbeee2;color:#7a3b12;padding:10px 12px;border-radius:6px;margin:0}@media(prefers-color-scheme:dark){.calc-error{background:#2e1f14;color:#f0b48a}}
.calc-totals,.calc-split{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:0 0 12px}.calc-totals div,.calc-split div{border:1px solid var(--rule);border-radius:4px;padding:12px 14px}
.calc-totals dt,.calc-split dt{font-size:.82rem;color:var(--muted)}.calc-totals dd,.calc-split dd{margin:0;font:650 1.5rem/1.3 var(--serif);font-variant-numeric:tabular-nums}.calc-split dd{font-size:1.15rem}
.calc-steps{margin-top:12px}.calc-steps td:nth-child(2){color:var(--muted);font-variant-numeric:tabular-nums}.calc-result .btn{border:0;cursor:pointer;font:600 .95rem var(--sans)}
.linklike{font:inherit;background:none;border:0;padding:0;color:var(--accent);text-decoration:underline;cursor:pointer}
.calc-offer .btn{margin-top:4px}.calc-offer p+p{margin-top:12px}.calc-alt{margin-left:12px;font-size:.95rem}
@media(max-width:800px){.contact,.calc{grid-template-columns:minmax(0,1fr);gap:28px}.contact{grid-template-areas:"ways" "form" "more"}}
@media(max-width:520px){.row2,.calc-inputs fieldset,.calc-totals,.calc-split{grid-template-columns:1fr}#workup-form,.calc-inputs,.calc-result{padding:16px}}
@media print{.calc-offer,.calc-more,.calc-result .btn,.contents,footer nav,#mm-empty{display:none}.calc{display:block}.calc-inputs,.calc-result{border:1px solid #999;margin-bottom:16px}}
